Call reports 2005
BANKNORTH — 2005
What BANKNORTH reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 162,230,000 | 169,416,000 | 176,387,000 | 170,678,000 |
| Total loans | 135,860,000 | 142,531,000 | 147,523,000 | 143,912,000 |
| Allowance for loan losses | 1,712,000 | 1,730,000 | 1,732,000 | 1,717,000 |
| Securities available for sale | 11,348,000 | 11,482,000 | 10,953,000 | 10,562,000 |
| Securities held to maturity | 2,417,000 | 2,391,000 | 2,385,000 | 2,477,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,841,000 | 104,157,000 | 103,461,000 | 111,052,000 |
| Interest-bearing deposits | 96,285,000 | 85,889,000 | 86,657,000 | 89,906,000 |
| Noninterest-bearing deposits | 17,556,000 | 18,268,000 | 16,804,000 | 21,146,000 |
| Equity capital | 17,553,000 | 17,679,000 | 18,015,000 | 18,471,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,422,000 | 5,012,000 | 7,803,000 | 10,558,000 |
| Interest expense | 688,000 | 1,495,000 | 2,485,000 | 3,504,000 |
| Net interest income | 1,734,000 | 3,517,000 | 5,318,000 | 7,054,000 |
| Noninterest income | 72,000 | 155,000 | 233,000 | 311,000 |
| Noninterest expense | 1,172,000 | 2,272,000 | 3,396,000 | 4,684,000 |
| Provision for loan losses | 40,000 | 40,000 | 40,000 | 40,000 |
| Pretax income | 594,000 | 1,360,000 | 2,115,000 | 2,641,000 |
| Income tax | 38,000 | 95,000 | 137,000 | 138,000 |
| Net income | 556,000 | 1,265,000 | 1,978,000 | 2,503,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,399,000 | 14,443,000 | 14,828,000 | 15,368,000 |
| Total capital | 16,086,000 | 16,172,000 | 16,560,000 | 17,085,000 |
| Risk-weighted assets | 134,907,000 | 138,955,000 | 143,583,000 | 140,058,000 |