Call reports 2001
BANKNORTH — 2001
What BANKNORTH reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 51,584,000 | 51,687,000 | 53,845,000 | 56,223,000 |
| Total loans | 35,778,000 | 39,333,000 | 40,854,000 | 43,486,000 |
| Allowance for loan losses | 435,000 | 462,000 | 545,000 | 552,000 |
| Securities available for sale | 5,475,000 | 4,987,000 | 4,680,000 | 4,370,000 |
| Securities held to maturity | 3,771,000 | 3,552,000 | 3,486,000 | 3,188,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,465,000 | 42,418,000 | 41,408,000 | 45,659,000 |
| Interest-bearing deposits | 39,707,000 | 37,241,000 | 36,592,000 | 39,291,000 |
| Noninterest-bearing deposits | 4,758,000 | 5,177,000 | 4,816,000 | 6,368,000 |
| Equity capital | 6,634,000 | 6,798,000 | 6,853,000 | 7,028,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,001,000 | 2,043,000 | 3,136,000 | 4,188,000 |
| Interest expense | 489,000 | 961,000 | 1,435,000 | 1,856,000 |
| Net interest income | 512,000 | 1,082,000 | 1,701,000 | 2,332,000 |
| Noninterest income | 36,000 | 64,000 | 89,000 | 128,000 |
| Noninterest expense | 405,000 | 810,000 | 1,202,000 | 1,682,000 |
| Provision for loan losses | 30,000 | 60,000 | 80,000 | 80,000 |
| Pretax income | 188,000 | 402,000 | 634,000 | 825,000 |
| Income tax | 11,000 | 24,000 | 38,000 | 45,000 |
| Net income | 177,000 | 378,000 | 596,000 | 780,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,476,000 | 6,678,000 | 6,696,000 | 6,882,000 |
| Total capital | 6,911,000 | 7,140,000 | 7,226,000 | 7,434,000 |
| Risk-weighted assets | 38,995,000 | 40,109,000 | 42,346,000 | 46,619,000 |