Call reports 2011
EXCHANGE NATIONAL BANK, THE — 2011
What EXCHANGE NATIONAL BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 33,493,000 | 33,306,000 | 32,806,000 | 31,794,000 |
| Total loans | 18,922,000 | 20,057,000 | 18,041,000 | 19,837,000 |
| Allowance for loan losses | 342,000 | 357,000 | 355,000 | 355,000 |
| Securities available for sale | 9,578,000 | 9,307,000 | 7,373,000 | 8,566,000 |
| Securities held to maturity | 155,000 | 155,000 | 100,000 | 100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,034,000 | 29,758,000 | 29,294,000 | 28,102,000 |
| Interest-bearing deposits | 23,714,000 | 23,849,000 | 23,086,000 | 22,209,000 |
| Noninterest-bearing deposits | 6,320,000 | 5,909,000 | 6,207,000 | 5,893,000 |
| Equity capital | 3,250,000 | 3,362,000 | 3,355,000 | 3,462,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 328,000 | 672,000 | 969,000 | 1,291,000 |
| Interest expense | 51,000 | 100,000 | 142,000 | 178,000 |
| Net interest income | 277,000 | 572,000 | 827,000 | 1,113,000 |
| Noninterest income | 36,000 | 65,000 | 94,000 | 121,000 |
| Noninterest expense | 318,000 | 643,000 | 965,000 | 1,345,000 |
| Provision for loan losses | 5,000 | 9,000 | 14,000 | 14,000 |
| Pretax income | -10,000 | 24,000 | 9,000 | -58,000 |
| Income tax | 6,000 | 4,000 | 1,000 | -5,000 |
| Net income | -16,000 | 20,000 | 8,000 | -53,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,228,000 | 3,265,000 | 3,230,000 | 3,168,000 |
| Total capital | 3,476,000 | 3,524,000 | 3,447,000 | 3,426,000 |
| Risk-weighted assets | 19,692,000 | 20,625,000 | 17,172,000 | 20,500,000 |