Call reports 2009
EXCHANGE NATIONAL BANK, THE — 2009
What EXCHANGE NATIONAL BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 31,145,000 | 31,573,000 | 32,780,000 | 35,902,000 |
| Total loans | 19,447,000 | 20,330,000 | 19,059,000 | 19,740,000 |
| Allowance for loan losses | 236,000 | 237,000 | 242,000 | 202,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,173,000 | 7,187,000 | 7,186,000 | 7,330,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,957,000 | 27,353,000 | 28,573,000 | 32,057,000 |
| Interest-bearing deposits | 21,592,000 | 22,388,000 | 23,194,000 | 25,902,000 |
| Noninterest-bearing deposits | 5,365,000 | 4,965,000 | 5,379,000 | 6,155,000 |
| Equity capital | 3,916,000 | 3,905,000 | 3,851,000 | 3,658,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 450,000 | 859,000 | 1,239,000 | 1,535,000 |
| Interest expense | 89,000 | 172,000 | 254,000 | 326,000 |
| Net interest income | 361,000 | 687,000 | 985,000 | 1,209,000 |
| Noninterest income | 28,000 | 47,000 | 69,000 | 88,000 |
| Noninterest expense | 320,000 | 667,000 | 1,005,000 | 1,276,000 |
| Provision for loan losses | 1,000 | 3,000 | 8,000 | 298,000 |
| Pretax income | 68,000 | 64,000 | 41,000 | -340,000 |
| Income tax | 5,000 | 12,000 | 17,000 | -171,000 |
| Net income | 63,000 | 52,000 | 24,000 | -169,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,916,000 | 3,905,000 | 3,851,000 | 3,658,000 |
| Total capital | 4,152,000 | 4,142,000 | 4,093,000 | 3,860,000 |
| Risk-weighted assets | 20,282,000 | 21,576,000 | 20,841,000 | 21,871,000 |