Call reports 2001
EXCHANGE NATIONAL BANK, THE — 2001
What EXCHANGE NATIONAL BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 32,785,000 | 32,239,000 | 33,477,000 | 33,920,000 |
| Total loans | 24,219,000 | 23,944,000 | 23,367,000 | 23,530,000 |
| Allowance for loan losses | 505,000 | 470,000 | 466,000 | 499,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,146,000 | 5,158,000 | 5,147,000 | 5,147,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,082,000 | 28,535,000 | 29,710,000 | 30,232,000 |
| Interest-bearing deposits | 26,251,000 | 25,454,000 | 26,627,000 | 26,959,000 |
| Noninterest-bearing deposits | 2,831,000 | 3,081,000 | 3,083,000 | 3,273,000 |
| Equity capital | 3,379,000 | 3,438,000 | 3,466,000 | 3,475,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 681,000 | 1,332,000 | 1,964,000 | 2,587,000 |
| Interest expense | 298,000 | 576,000 | 832,000 | 1,081,000 |
| Net interest income | 383,000 | 756,000 | 1,132,000 | 1,506,000 |
| Noninterest income | 40,000 | 73,000 | 115,000 | 151,000 |
| Noninterest expense | 251,000 | 502,000 | 758,000 | 1,012,000 |
| Provision for loan losses | 3,000 | 36,000 | 39,000 | 72,000 |
| Pretax income | 169,000 | 291,000 | 450,000 | 573,000 |
| Income tax | 63,000 | 126,000 | 189,000 | 232,000 |
| Net income | 106,000 | 165,000 | 261,000 | 341,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,379,000 | 3,438,000 | 3,466,000 | 3,475,000 |
| Total capital | 3,683,000 | 3,740,000 | 3,766,000 | 3,777,000 |
| Risk-weighted assets | 24,085,000 | 23,963,000 | 23,822,000 | 23,944,000 |