Call reports 2001
FIRST CHARTER BANK, NATIONAL ASSOCIATION — 2001
What FIRST CHARTER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Total assets | 135,254,000 | 124,269,000 | 126,983,000 |
| Total loans | 72,372,000 | 68,070,000 | 62,960,000 |
| Allowance for loan losses | 1,109,000 | 1,119,000 | 1,119,000 |
| Securities available for sale | 30,623,000 | 20,136,000 | 25,140,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 119,009,000 | 108,610,000 | 110,745,000 |
| Interest-bearing deposits | 88,108,000 | 75,807,000 | 75,825,000 |
| Noninterest-bearing deposits | 30,901,000 | 32,803,000 | 34,920,000 |
| Equity capital | 9,563,000 | 8,805,000 | 9,329,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Interest income | 2,349,000 | 4,341,000 | 6,195,000 |
| Interest expense | 1,152,000 | 2,213,000 | 3,159,000 |
| Net interest income | 1,197,000 | 2,128,000 | 3,036,000 |
| Noninterest income | 252,000 | 385,000 | 1,660,000 |
| Noninterest expense | 2,132,000 | 3,959,000 | 5,762,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | -683,000 | -1,446,000 | -1,066,000 |
| Income tax | 1,000 | 2,000 | 2,000 |
| Net income | -684,000 | -1,448,000 | -1,068,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Tier 1 capital | 9,059,000 | 8,724,000 | 8,515,000 |
| Total capital | 10,164,000 | 9,772,000 | 9,503,000 |
| Risk-weighted assets | 88,389,000 | 83,762,000 | 78,891,000 |