Call reports 2007
CENTERSTATE BANK MID FLORIDA — 2007
What CENTERSTATE BANK MID FLORIDA reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 |
|---|---|---|---|
| Total assets | 97,993,000 | 104,603,000 | 99,842,000 |
| Total loans | 60,966,000 | 64,998,000 | 66,629,000 |
| Allowance for loan losses | 653,000 | 703,000 | 808,000 |
| Securities available for sale | 10,471,000 | 9,205,000 | 9,164,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 78,180,000 | 85,535,000 | 79,978,000 |
| Interest-bearing deposits | 66,285,000 | 74,015,000 | 70,489,000 |
| Noninterest-bearing deposits | 11,894,000 | 11,520,000 | 9,488,000 |
| Equity capital | 16,193,000 | 16,157,000 | 16,263,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 |
|---|---|---|---|
| Interest income | 1,581,000 | 3,231,000 | 4,927,000 |
| Interest expense | 725,000 | 1,540,000 | 2,375,000 |
| Net interest income | 856,000 | 1,691,000 | 2,552,000 |
| Noninterest income | 86,000 | 166,000 | 261,000 |
| Noninterest expense | 825,000 | 1,629,000 | 2,448,000 |
| Provision for loan losses | 10,000 | 60,000 | 165,000 |
| Pretax income | 107,000 | 168,000 | 200,000 |
| Income tax | 36,000 | 48,000 | 52,000 |
| Net income | 71,000 | 120,000 | 148,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 |
|---|---|---|---|
| Tier 1 capital | 8,426,000 | 8,598,000 | 8,748,000 |
| Total capital | 8,959,000 | 9,301,000 | 9,556,000 |
| Risk-weighted assets | 71,041,000 | 73,827,000 | 76,212,000 |