Call reports 2006
CENTERSTATE BANK MID FLORIDA — 2006
What CENTERSTATE BANK MID FLORIDA reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 93,703,000 | 94,524,000 | 93,438,000 | 98,199,000 |
| Total loans | 53,337,000 | 53,709,000 | 56,107,000 | 57,655,000 |
| Allowance for loan losses | 647,000 | 668,000 | 647,000 | 643,000 |
| Securities available for sale | 10,953,000 | 10,809,000 | 12,717,000 | 11,591,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,812,000 | 75,937,000 | 73,636,000 | 80,979,000 |
| Interest-bearing deposits | 59,213,000 | 60,934,000 | 62,374,000 | 71,093,000 |
| Noninterest-bearing deposits | 18,599,000 | 15,002,000 | 11,262,000 | 9,886,000 |
| Equity capital | 15,598,000 | 15,752,000 | 15,956,000 | 16,103,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,097,000 | 1,395,000 | 2,911,000 | 4,483,000 |
| Interest expense | 396,000 | 391,000 | 941,000 | 1,591,000 |
| Net interest income | 701,000 | 1,004,000 | 1,970,000 | 2,892,000 |
| Noninterest income | 80,000 | 68,000 | 142,000 | 214,000 |
| Noninterest expense | 622,000 | 751,000 | 1,513,000 | 2,292,000 |
| Provision for loan losses | 43,000 | 21,000 | 35,000 | 35,000 |
| Pretax income | 116,000 | 300,000 | 564,000 | 779,000 |
| Income tax | 43,000 | 113,000 | 212,000 | 283,000 |
| Net income | 73,000 | 187,000 | 352,000 | 496,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,564,000 | 7,628,000 | 7,941,000 | 8,234,000 |
| Total capital | 8,091,000 | 8,175,000 | 8,468,000 | 8,757,000 |
| Risk-weighted assets | 59,336,000 | 65,461,000 | 68,041,000 | 68,894,000 |