Call reports 2005
CENTERSTATE BANK MID FLORIDA — 2005
What CENTERSTATE BANK MID FLORIDA reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 59,906,000 | 68,001,000 | 71,257,000 | 68,462,000 |
| Total loans | 35,272,000 | 38,205,000 | 40,831,000 | 47,375,000 |
| Allowance for loan losses | 424,000 | 484,000 | 541,000 | 604,000 |
| Securities available for sale | 7,593,000 | 7,566,000 | 11,310,000 | 11,061,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,869,000 | 58,928,000 | 62,130,000 | 59,376,000 |
| Interest-bearing deposits | 41,403,000 | 46,299,000 | 52,693,000 | 48,033,000 |
| Noninterest-bearing deposits | 9,467,000 | 12,629,000 | 9,437,000 | 11,343,000 |
| Equity capital | 8,965,000 | 8,977,000 | 9,002,000 | 8,997,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 616,000 | 1,383,000 | 2,281,000 | 3,272,000 |
| Interest expense | 222,000 | 468,000 | 768,000 | 1,108,000 |
| Net interest income | 394,000 | 915,000 | 1,513,000 | 2,164,000 |
| Noninterest income | 72,000 | 136,000 | 214,000 | 290,000 |
| Noninterest expense | 520,000 | 1,059,000 | 1,610,000 | 2,238,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | -114,000 | -128,000 | -63,000 | -24,000 |
| Income tax | -44,000 | -50,000 | -26,000 | -12,000 |
| Net income | -70,000 | -78,000 | -37,000 | -12,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,217,000 | 7,827,000 | 7,894,000 | 7,946,000 |
| Total capital | 7,641,000 | 8,191,000 | 8,315,000 | 8,430,000 |
| Risk-weighted assets | 38,673,000 | 42,880,000 | 46,314,000 | 52,509,000 |