Call reports 2004
CENTERSTATE BANK MID FLORIDA — 2004
What CENTERSTATE BANK MID FLORIDA reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 39,940,000 | 38,555,000 | 47,966,000 | 48,182,000 |
| Total loans | 22,116,000 | 24,340,000 | 28,016,000 | 30,365,000 |
| Allowance for loan losses | 259,000 | 259,000 | 299,000 | 364,000 |
| Securities available for sale | 2,017,000 | 5,834,000 | 5,827,000 | 5,716,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,430,000 | 28,979,000 | 38,692,000 | 39,061,000 |
| Interest-bearing deposits | 25,235,000 | 24,714,000 | 32,542,000 | 30,636,000 |
| Noninterest-bearing deposits | 5,195,000 | 4,265,000 | 6,150,000 | 8,425,000 |
| Equity capital | 9,451,000 | 9,276,000 | 9,183,000 | 9,070,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 173,000 | 535,000 | 972,000 | 1,510,000 |
| Interest expense | 49,000 | 148,000 | 277,000 | 594,000 |
| Net interest income | 124,000 | 387,000 | 695,000 | 916,000 |
| Noninterest income | 37,000 | 119,000 | 185,000 | 277,000 |
| Noninterest expense | 326,000 | 875,000 | 1,408,000 | 1,797,000 |
| Provision for loan losses | 0 | 0 | 45,000 | 105,000 |
| Pretax income | -165,000 | -369,000 | -573,000 | -709,000 |
| Income tax | -62,000 | -139,000 | -216,000 | -267,000 |
| Net income | -103,000 | -230,000 | -357,000 | -442,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,786,000 | 7,714,000 | 7,641,000 | 7,351,000 |
| Total capital | 8,045,000 | 7,973,000 | 7,940,000 | 7,715,000 |
| Risk-weighted assets | 21,474,000 | 23,663,000 | 29,567,000 | 32,155,000 |