Call reports 2015
STATE BANK OF OSKALOOSA, THE — 2015
What STATE BANK OF OSKALOOSA, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Total assets | 29,076,000 | 29,586,000 |
| Total loans | 7,242,000 | 7,210,000 |
| Allowance for loan losses | 80,000 | 80,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 4,500,000 | 5,000,000 |
| Trading assets | 0 | 0 |
| Total deposits | 26,679,000 | 27,171,000 |
| Interest-bearing deposits | 20,270,000 | 19,801,000 |
| Noninterest-bearing deposits | 6,409,000 | 7,370,000 |
| Equity capital | 2,368,000 | 2,368,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Interest income | 157,000 | 311,000 |
| Interest expense | 12,000 | 25,000 |
| Net interest income | 145,000 | 286,000 |
| Noninterest income | 57,000 | 115,000 |
| Noninterest expense | 196,000 | 395,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 6,000 | 6,000 |
| Income tax | 0 | 0 |
| Net income | 6,000 | 6,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Tier 1 capital | 2,368,000 | 2,368,000 |
| Total capital | 2,438,000 | 2,436,000 |
| Risk-weighted assets | 5,632,000 | 5,512,000 |