Call reports 2014
STATE BANK OF OSKALOOSA, THE — 2014
What STATE BANK OF OSKALOOSA, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 29,187,000 | 28,314,000 | 27,993,000 | 28,965,000 |
| Total loans | 7,325,000 | 7,337,000 | 7,355,000 | 7,348,000 |
| Allowance for loan losses | 78,000 | 76,000 | 78,000 | 79,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,498,000 | 4,499,000 | 4,500,000 | 4,500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,814,000 | 25,629,000 | 25,608,000 | 26,588,000 |
| Interest-bearing deposits | 20,230,000 | 19,905,000 | 19,971,000 | 19,942,000 |
| Noninterest-bearing deposits | 6,584,000 | 5,724,000 | 5,637,000 | 6,646,000 |
| Equity capital | 2,353,000 | 2,357,000 | 2,358,000 | 2,362,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 154,000 | 311,000 | 468,000 | 628,000 |
| Interest expense | 13,000 | 27,000 | 40,000 | 53,000 |
| Net interest income | 141,000 | 284,000 | 428,000 | 575,000 |
| Noninterest income | 56,000 | 111,000 | 170,000 | 230,000 |
| Noninterest expense | 193,000 | 387,000 | 588,000 | 791,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 4,000 | 8,000 | 10,000 | 14,000 |
| Income tax | 0 | 0 | 1,000 | 1,000 |
| Net income | 4,000 | 8,000 | 9,000 | 13,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,353,000 | 2,357,000 | 2,358,000 | 2,362,000 |
| Total capital | 2,425,000 | 2,427,000 | 2,429,000 | 2,436,000 |
| Risk-weighted assets | 5,737,000 | 5,589,000 | 5,645,000 | 5,879,000 |