Call reports 2012
STATE BANK OF OSKALOOSA, THE — 2012
What STATE BANK OF OSKALOOSA, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 29,232,000 | 27,554,000 | 26,846,000 | 26,499,000 |
| Total loans | 7,896,000 | 7,911,000 | 7,751,000 | 7,715,000 |
| Allowance for loan losses | 92,000 | 81,000 | 81,000 | 81,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,499,000 | 2,500,000 | 2,499,000 | 4,500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,800,000 | 25,120,000 | 24,423,000 | 24,139,000 |
| Interest-bearing deposits | 20,313,000 | 19,187,000 | 19,135,000 | 19,747,000 |
| Noninterest-bearing deposits | 6,487,000 | 5,933,000 | 5,288,000 | 4,392,000 |
| Equity capital | 2,403,000 | 2,383,000 | 2,367,000 | 2,345,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 174,000 | 346,000 | 516,000 | 684,000 |
| Interest expense | 25,000 | 47,000 | 68,000 | 87,000 |
| Net interest income | 149,000 | 299,000 | 448,000 | 597,000 |
| Noninterest income | 63,000 | 121,000 | 180,000 | 224,000 |
| Noninterest expense | 195,000 | 404,000 | 613,000 | 813,000 |
| Provision for loan losses | 0 | 1,000 | 1,000 | 1,000 |
| Pretax income | 17,000 | 15,000 | 14,000 | 7,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 17,000 | 15,000 | 14,000 | 7,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,403,000 | 2,383,000 | 2,367,000 | 2,345,000 |
| Total capital | 2,495,000 | 2,464,000 | 2,448,000 | 2,426,000 |
| Risk-weighted assets | 9,495,000 | 9,291,000 | 9,080,000 | 8,622,000 |