Call reports 2011
STATE BANK OF OSKALOOSA, THE — 2011
What STATE BANK OF OSKALOOSA, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 30,997,000 | 30,631,000 | 28,956,000 | 28,657,000 |
| Total loans | 8,236,000 | 8,211,000 | 8,030,000 | 7,838,000 |
| Allowance for loan losses | 86,000 | 87,000 | 88,000 | 90,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 8,997,000 | 4,999,000 | 4,999,000 | 2,500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,531,000 | 28,158,000 | 26,493,000 | 26,236,000 |
| Interest-bearing deposits | 24,462,000 | 21,855,000 | 20,382,000 | 19,522,000 |
| Noninterest-bearing deposits | 4,069,000 | 6,303,000 | 6,111,000 | 6,714,000 |
| Equity capital | 2,433,000 | 2,418,000 | 2,397,000 | 2,398,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 187,000 | 367,000 | 548,000 | 722,000 |
| Interest expense | 35,000 | 68,000 | 97,000 | 123,000 |
| Net interest income | 152,000 | 299,000 | 451,000 | 599,000 |
| Noninterest income | 63,000 | 124,000 | 182,000 | 240,000 |
| Noninterest expense | 196,000 | 407,000 | 626,000 | 819,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 19,000 | 16,000 | 7,000 | 20,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 19,000 | 16,000 | 7,000 | 20,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,433,000 | 2,418,000 | 2,397,000 | 2,398,000 |
| Total capital | 2,519,000 | 2,505,000 | 2,485,000 | 2,488,000 |
| Risk-weighted assets | 8,529,000 | 9,300,000 | 9,011,000 | 9,339,000 |