Call reports 2010
STATE BANK OF OSKALOOSA, THE — 2010
What STATE BANK OF OSKALOOSA, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 29,908,000 | 28,875,000 | 29,197,000 | 30,986,000 |
| Total loans | 8,621,000 | 8,565,000 | 8,573,000 | 8,479,000 |
| Allowance for loan losses | 91,000 | 71,000 | 81,000 | 84,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,998,000 | 7,994,000 | 8,497,000 | 8,996,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,412,000 | 26,377,000 | 26,710,000 | 28,543,000 |
| Interest-bearing deposits | 23,920,000 | 23,197,000 | 23,500,000 | 24,684,000 |
| Noninterest-bearing deposits | 3,492,000 | 3,180,000 | 3,210,000 | 3,859,000 |
| Equity capital | 2,470,000 | 2,459,000 | 2,453,000 | 2,426,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 210,000 | 406,000 | 596,000 | 783,000 |
| Interest expense | 53,000 | 101,000 | 144,000 | 182,000 |
| Net interest income | 157,000 | 305,000 | 452,000 | 601,000 |
| Noninterest income | 63,000 | 121,000 | 184,000 | 240,000 |
| Noninterest expense | 183,000 | 386,000 | 589,000 | 820,000 |
| Provision for loan losses | 0 | 0 | 13,000 | 14,000 |
| Pretax income | 37,000 | 40,000 | 34,000 | 7,000 |
| Income tax | 1,000 | 3,000 | 3,000 | 3,000 |
| Net income | 36,000 | 37,000 | 31,000 | 4,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,470,000 | 2,459,000 | 2,453,000 | 2,426,000 |
| Total capital | 2,561,000 | 2,530,000 | 2,534,000 | 2,510,000 |
| Risk-weighted assets | 8,774,000 | 8,528,000 | 8,509,000 | 8,752,000 |