Call reports 2009
STATE BANK OF OSKALOOSA, THE — 2009
What STATE BANK OF OSKALOOSA, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 30,519,000 | 27,834,000 | 28,037,000 | 28,582,000 |
| Total loans | 8,941,000 | 9,035,000 | 9,031,000 | 9,009,000 |
| Allowance for loan losses | 91,000 | 91,000 | 93,000 | 90,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 15,984,000 | 14,987,000 | 8,996,000 | 7,997,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,989,000 | 25,299,000 | 25,511,000 | 26,114,000 |
| Interest-bearing deposits | 24,264,000 | 21,233,000 | 22,081,000 | 22,274,000 |
| Noninterest-bearing deposits | 3,725,000 | 4,066,000 | 3,430,000 | 3,840,000 |
| Equity capital | 2,484,000 | 2,466,000 | 2,468,000 | 2,446,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 280,000 | 533,000 | 770,000 | 1,003,000 |
| Interest expense | 85,000 | 156,000 | 219,000 | 277,000 |
| Net interest income | 195,000 | 377,000 | 551,000 | 726,000 |
| Noninterest income | 170,000 | 219,000 | 276,000 | 332,000 |
| Noninterest expense | 200,000 | 415,000 | 624,000 | 854,000 |
| Provision for loan losses | 0 | 0 | 0 | 7,000 |
| Pretax income | 165,000 | 181,000 | 203,000 | 197,000 |
| Income tax | 3,000 | 7,000 | 9,000 | 7,000 |
| Net income | 162,000 | 174,000 | 194,000 | 190,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,484,000 | 2,466,000 | 2,468,000 | 2,446,000 |
| Total capital | 2,575,000 | 2,554,000 | 2,561,000 | 2,536,000 |
| Risk-weighted assets | 7,557,000 | 7,068,000 | 8,303,000 | 8,676,000 |