Call reports 2006
STATE BANK OF OSKALOOSA, THE — 2006
What STATE BANK OF OSKALOOSA, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 30,605,000 | 29,674,000 | 29,054,000 | 29,005,000 |
| Total loans | 8,474,000 | 8,723,000 | 8,722,000 | 8,971,000 |
| Allowance for loan losses | 122,000 | 124,000 | 124,000 | 111,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 17,026,000 | 17,123,000 | 17,106,000 | 17,155,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,492,000 | 27,514,000 | 26,804,000 | 26,778,000 |
| Interest-bearing deposits | 23,882,000 | 23,255,000 | 22,657,000 | 23,216,000 |
| Noninterest-bearing deposits | 4,610,000 | 4,259,000 | 4,147,000 | 3,562,000 |
| Equity capital | 2,061,000 | 2,078,000 | 2,145,000 | 2,144,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 384,000 | 792,000 | 1,223,000 | 1,659,000 |
| Interest expense | 126,000 | 278,000 | 454,000 | 639,000 |
| Net interest income | 258,000 | 514,000 | 769,000 | 1,020,000 |
| Noninterest income | 55,000 | 106,000 | 222,000 | 275,000 |
| Noninterest expense | 195,000 | 416,000 | 650,000 | 877,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 118,000 | 204,000 | 341,000 | 418,000 |
| Income tax | 2,000 | 6,000 | 10,000 | 15,000 |
| Net income | 116,000 | 198,000 | 331,000 | 403,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,061,000 | 2,078,000 | 2,145,000 | 2,144,000 |
| Total capital | 2,148,000 | 2,165,000 | 2,231,000 | 2,233,000 |
| Risk-weighted assets | 6,950,000 | 6,953,000 | 6,838,000 | 7,083,000 |