Call reports 2003
STATE BANK OF OSKALOOSA, THE — 2003
What STATE BANK OF OSKALOOSA, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 30,865,000 | 31,134,000 | 30,456,000 | 30,036,000 |
| Total loans | 9,684,000 | 9,391,000 | 8,775,000 | 8,770,000 |
| Allowance for loan losses | 103,000 | 103,000 | 96,000 | 99,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 16,972,000 | 15,976,000 | 16,079,000 | 13,084,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,912,000 | 29,212,000 | 28,533,000 | 28,066,000 |
| Interest-bearing deposits | 24,842,000 | 24,729,000 | 23,931,000 | 23,846,000 |
| Noninterest-bearing deposits | 4,070,000 | 4,483,000 | 4,602,000 | 4,220,000 |
| Equity capital | 1,918,000 | 1,881,000 | 1,876,000 | 1,924,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 281,000 | 548,000 | 804,000 | 1,053,000 |
| Interest expense | 112,000 | 201,000 | 276,000 | 342,000 |
| Net interest income | 169,000 | 347,000 | 528,000 | 711,000 |
| Noninterest income | 57,000 | 109,000 | 160,000 | 211,000 |
| Noninterest expense | 177,000 | 414,000 | 626,000 | 810,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 49,000 | 42,000 | 62,000 | 112,000 |
| Income tax | 1,000 | 1,000 | 2,000 | 4,000 |
| Net income | 48,000 | 41,000 | 60,000 | 108,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,918,000 | 1,881,000 | 1,876,000 | 1,924,000 |
| Total capital | 2,016,000 | 1,980,000 | 1,970,000 | 2,023,000 |
| Risk-weighted assets | 7,830,000 | 7,951,000 | 7,511,000 | 8,010,000 |