Call reports 2002
STATE BANK OF OSKALOOSA, THE — 2002
What STATE BANK OF OSKALOOSA, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 31,103,000 | 35,239,000 | 30,123,000 | 32,819,000 |
| Total loans | 10,444,000 | 10,489,000 | 10,357,000 | 10,118,000 |
| Allowance for loan losses | 115,000 | 107,000 | 103,000 | 101,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 14,981,000 | 17,979,000 | 16,984,000 | 16,986,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,125,000 | 33,324,000 | 28,209,000 | 30,884,000 |
| Interest-bearing deposits | 26,093,000 | 29,715,000 | 25,413,000 | 27,060,000 |
| Noninterest-bearing deposits | 3,032,000 | 3,609,000 | 2,796,000 | 3,824,000 |
| Equity capital | 1,912,000 | 1,853,000 | 1,856,000 | 1,893,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 356,000 | 685,000 | 1,010,000 | 1,321,000 |
| Interest expense | 192,000 | 366,000 | 523,000 | 656,000 |
| Net interest income | 164,000 | 319,000 | 487,000 | 665,000 |
| Noninterest income | 45,000 | 86,000 | 128,000 | 177,000 |
| Noninterest expense | 145,000 | 354,000 | 541,000 | 731,000 |
| Provision for loan losses | -20,000 | -20,000 | -17,000 | -14,000 |
| Pretax income | 84,000 | 71,000 | 91,000 | 125,000 |
| Income tax | 4,000 | 8,000 | 7,000 | 3,000 |
| Net income | 80,000 | 63,000 | 84,000 | 122,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,912,000 | 1,853,000 | 1,856,000 | 1,893,000 |
| Total capital | 2,027,000 | 1,960,000 | 1,959,000 | 1,994,000 |
| Risk-weighted assets | 10,666,000 | 10,890,000 | 10,027,000 | 10,536,000 |