Call reports 2001
STATE BANK OF OSKALOOSA, THE — 2001
What STATE BANK OF OSKALOOSA, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 26,363,000 | 30,616,000 | 27,881,000 | 36,428,000 |
| Total loans | 11,336,000 | 11,376,000 | 11,303,000 | 11,539,000 |
| Allowance for loan losses | 117,000 | 115,000 | 127,000 | 134,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 10,778,000 | 10,793,000 | 10,601,000 | 12,999,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,373,000 | 28,631,000 | 25,904,000 | 34,461,000 |
| Interest-bearing deposits | 21,765,000 | 24,945,000 | 22,461,000 | 31,064,000 |
| Noninterest-bearing deposits | 2,608,000 | 3,686,000 | 3,443,000 | 3,397,000 |
| Equity capital | 1,907,000 | 1,894,000 | 1,875,000 | 1,880,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 480,000 | 926,000 | 1,365,000 | 1,772,000 |
| Interest expense | 228,000 | 449,000 | 673,000 | 876,000 |
| Net interest income | 252,000 | 477,000 | 692,000 | 896,000 |
| Noninterest income | 52,000 | 99,000 | 142,000 | 190,000 |
| Noninterest expense | 153,000 | 363,000 | 562,000 | 756,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 151,000 | 213,000 | 272,000 | 330,000 |
| Income tax | 6,000 | 9,000 | 15,000 | 14,000 |
| Net income | 145,000 | 204,000 | 257,000 | 316,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,907,000 | 1,894,000 | 1,875,000 | 1,880,000 |
| Total capital | 2,024,000 | 2,009,000 | 2,002,000 | 2,014,000 |
| Risk-weighted assets | 11,284,000 | 12,198,000 | 11,785,000 | 13,349,000 |