Call reports 2008
FIRST NATIONAL BANK OF MORGAN, THE — 2008
What FIRST NATIONAL BANK OF MORGAN, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 95,017,000 | 99,489,000 | 101,395,000 | 100,285,000 |
| Total loans | 58,872,000 | 58,145,000 | 59,995,000 | 61,783,000 |
| Allowance for loan losses | 871,000 | 882,000 | 947,000 | 1,052,000 |
| Securities available for sale | 5,099,000 | 13,019,000 | 20,762,000 | 20,424,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,461,000 | 71,095,000 | 69,690,000 | 70,885,000 |
| Interest-bearing deposits | 58,914,000 | 57,616,000 | 58,214,000 | 60,008,000 |
| Noninterest-bearing deposits | 13,547,000 | 13,479,000 | 11,475,000 | 10,877,000 |
| Equity capital | 20,410,000 | 20,275,000 | 20,466,000 | 23,642,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,378,000 | 2,638,000 | 3,946,000 | 5,243,000 |
| Interest expense | 529,000 | 1,008,000 | 1,453,000 | 1,856,000 |
| Net interest income | 849,000 | 1,630,000 | 2,493,000 | 3,387,000 |
| Noninterest income | 147,000 | 305,000 | 462,000 | 629,000 |
| Noninterest expense | 702,000 | 1,407,000 | 2,134,000 | 2,775,000 |
| Provision for loan losses | 85,000 | 102,000 | 157,000 | 337,000 |
| Pretax income | 209,000 | 426,000 | 664,000 | 904,000 |
| Income tax | 72,000 | 153,000 | 237,000 | 306,000 |
| Net income | 137,000 | 273,000 | 427,000 | 598,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,827,000 | 8,813,000 | 9,016,000 | 12,231,000 |
| Total capital | 9,656,000 | 9,636,000 | 9,886,000 | 13,112,000 |
| Risk-weighted assets | 66,302,000 | 65,757,000 | 69,516,000 | 70,329,000 |