Call reports 2007
FIRST NATIONAL BANK OF MORGAN, THE — 2007
What FIRST NATIONAL BANK OF MORGAN, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 94,400,000 | 91,524,000 | 96,605,000 | 95,044,000 |
| Total loans | 43,582,000 | 47,915,000 | 50,923,000 | 53,110,000 |
| Allowance for loan losses | 793,000 | 803,000 | 810,000 | 788,000 |
| Securities available for sale | 2,658,000 | 2,377,000 | 5,543,000 | 5,375,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,234,000 | 70,866,000 | 73,185,000 | 73,376,000 |
| Interest-bearing deposits | 57,904,000 | 55,758,000 | 60,069,000 | 59,565,000 |
| Noninterest-bearing deposits | 15,330,000 | 15,108,000 | 13,116,000 | 13,811,000 |
| Equity capital | 20,303,000 | 20,313,000 | 20,337,000 | 20,520,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,406,000 | 2,738,000 | 4,197,000 | 5,675,000 |
| Interest expense | 508,000 | 1,035,000 | 1,609,000 | 2,205,000 |
| Net interest income | 898,000 | 1,703,000 | 2,588,000 | 3,470,000 |
| Noninterest income | 101,000 | 313,000 | 459,000 | 602,000 |
| Noninterest expense | 603,000 | 1,294,000 | 1,995,000 | 2,667,000 |
| Provision for loan losses | 5,000 | 15,000 | 30,000 | 45,000 |
| Pretax income | 391,000 | 707,000 | 1,022,000 | 1,360,000 |
| Income tax | 139,000 | 250,000 | 362,000 | 325,000 |
| Net income | 252,000 | 457,000 | 660,000 | 1,035,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,601,000 | 8,587,000 | 8,638,000 | 8,841,000 |
| Total capital | 9,288,000 | 9,313,000 | 9,413,000 | 9,625,000 |
| Risk-weighted assets | 54,868,000 | 57,979,000 | 61,939,000 | 62,690,000 |