Call reports 2006
FIRST NATIONAL BANK OF MORGAN, THE — 2006
What FIRST NATIONAL BANK OF MORGAN, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 70,546,000 | 75,448,000 | 89,335,000 | 96,184,000 |
| Total loans | 43,832,000 | 42,409,000 | 42,979,000 | 46,071,000 |
| Allowance for loan losses | 497,000 | 518,000 | 763,000 | 789,000 |
| Securities available for sale | 6,345,000 | 6,679,000 | 2,997,000 | 2,973,000 |
| Securities held to maturity | 3,185,000 | 2,842,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,828,000 | 65,740,000 | 68,562,000 | 75,380,000 |
| Interest-bearing deposits | 47,347,000 | 50,079,000 | 53,582,000 | 56,687,000 |
| Noninterest-bearing deposits | 13,481,000 | 15,661,000 | 14,980,000 | 18,693,000 |
| Equity capital | 9,359,000 | 9,460,000 | 20,218,000 | 20,308,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,045,000 | 2,194,000 | 408,000 | 1,900,000 |
| Interest expense | 309,000 | 667,000 | 140,000 | 644,000 |
| Net interest income | 736,000 | 1,527,000 | 268,000 | 1,256,000 |
| Noninterest income | 114,000 | 235,000 | 36,000 | 145,000 |
| Noninterest expense | 415,000 | 934,000 | 166,000 | 698,000 |
| Provision for loan losses | 0 | 0 | 0 | 22,000 |
| Pretax income | 435,000 | 828,000 | 138,000 | 681,000 |
| Income tax | 160,000 | 306,000 | 30,000 | 183,000 |
| Net income | 275,000 | 522,000 | 108,000 | 498,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,405,000 | 9,526,000 | 8,619,000 | 8,749,000 |
| Total capital | 9,902,000 | 10,044,000 | 9,271,000 | 9,450,000 |
| Risk-weighted assets | 48,964,000 | 49,166,000 | 52,012,000 | 55,986,000 |