Call reports 2005
FIRST NATIONAL BANK OF MORGAN, THE — 2005
What FIRST NATIONAL BANK OF MORGAN, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 66,935,000 | 65,784,000 | 67,858,000 | 68,392,000 |
| Total loans | 48,285,000 | 49,353,000 | 48,670,000 | 47,703,000 |
| Allowance for loan losses | 428,000 | 506,000 | 492,000 | 495,000 |
| Securities available for sale | 5,827,000 | 5,704,000 | 5,965,000 | 5,989,000 |
| Securities held to maturity | 3,728,000 | 3,540,000 | 3,633,000 | 3,339,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,821,000 | 56,573,000 | 58,446,000 | 59,027,000 |
| Interest-bearing deposits | 45,023,000 | 44,047,000 | 45,260,000 | 44,629,000 |
| Noninterest-bearing deposits | 12,798,000 | 12,526,000 | 13,186,000 | 14,398,000 |
| Equity capital | 8,779,000 | 8,957,000 | 9,105,000 | 9,217,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 917,000 | 1,933,000 | 2,946,000 | 4,017,000 |
| Interest expense | 199,000 | 429,000 | 684,000 | 980,000 |
| Net interest income | 718,000 | 1,504,000 | 2,262,000 | 3,037,000 |
| Noninterest income | 103,000 | 226,000 | 349,000 | 468,000 |
| Noninterest expense | 414,000 | 829,000 | 1,245,000 | 1,711,000 |
| Provision for loan losses | 0 | 75,000 | 90,000 | 104,000 |
| Pretax income | 407,000 | 826,000 | 1,276,000 | 1,690,000 |
| Income tax | 149,000 | 303,000 | 472,000 | 579,000 |
| Net income | 258,000 | 523,000 | 804,000 | 1,111,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,809,000 | 8,957,000 | 9,123,000 | 9,254,000 |
| Total capital | 9,234,000 | 9,463,000 | 9,615,000 | 9,749,000 |
| Risk-weighted assets | 51,398,000 | 50,984,000 | 50,079,000 | 48,527,000 |