Call reports 2004
FIRST NATIONAL BANK OF MORGAN, THE — 2004
What FIRST NATIONAL BANK OF MORGAN, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 60,835,000 | 62,516,000 | 64,140,000 | 68,612,000 |
| Total loans | 41,330,000 | 42,002,000 | 45,133,000 | 47,938,000 |
| Allowance for loan losses | 421,000 | 373,000 | 361,000 | 392,000 |
| Securities available for sale | 5,074,000 | 5,976,000 | 5,243,000 | 5,551,000 |
| Securities held to maturity | 4,199,000 | 3,804,000 | 3,658,000 | 4,039,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,135,000 | 53,800,000 | 55,244,000 | 59,783,000 |
| Interest-bearing deposits | 40,329,000 | 42,675,000 | 42,566,000 | 46,437,000 |
| Noninterest-bearing deposits | 11,806,000 | 11,125,000 | 12,678,000 | 13,346,000 |
| Equity capital | 8,374,000 | 8,472,000 | 8,610,000 | 8,673,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 792,000 | 1,642,000 | 2,492,000 | 3,418,000 |
| Interest expense | 175,000 | 344,000 | 513,000 | 694,000 |
| Net interest income | 617,000 | 1,298,000 | 1,979,000 | 2,724,000 |
| Noninterest income | 116,000 | 253,000 | 369,000 | 470,000 |
| Noninterest expense | 411,000 | 811,000 | 1,232,000 | 1,726,000 |
| Provision for loan losses | 0 | 0 | 25,000 | 60,000 |
| Pretax income | 322,000 | 740,000 | 1,088,000 | 1,405,000 |
| Income tax | 113,000 | 259,000 | 379,000 | 468,000 |
| Net income | 209,000 | 481,000 | 709,000 | 937,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,315,000 | 8,472,000 | 8,585,000 | 8,663,000 |
| Total capital | 8,736,000 | 8,845,000 | 8,946,000 | 9,055,000 |
| Risk-weighted assets | 43,785,000 | 48,304,000 | 47,442,000 | 50,484,000 |