Call reports 2003
FIRST NATIONAL BANK OF MORGAN, THE — 2003
What FIRST NATIONAL BANK OF MORGAN, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 55,997,000 | 56,253,000 | 58,067,000 | 62,905,000 |
| Total loans | 38,313,000 | 38,587,000 | 40,082,000 | 40,371,000 |
| Allowance for loan losses | 396,000 | 403,000 | 403,000 | 404,000 |
| Securities available for sale | 3,731,000 | 3,913,000 | 5,104,000 | 5,677,000 |
| Securities held to maturity | 3,326,000 | 3,375,000 | 3,895,000 | 3,761,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,744,000 | 47,976,000 | 49,593,000 | 54,504,000 |
| Interest-bearing deposits | 38,263,000 | 37,720,000 | 39,129,000 | 43,336,000 |
| Noninterest-bearing deposits | 9,481,000 | 10,256,000 | 10,464,000 | 11,168,000 |
| Equity capital | 7,897,000 | 8,023,000 | 8,159,000 | 8,265,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 831,000 | 1,649,000 | 2,493,000 | 3,294,000 |
| Interest expense | 219,000 | 429,000 | 631,000 | 828,000 |
| Net interest income | 612,000 | 1,220,000 | 1,862,000 | 2,466,000 |
| Noninterest income | 132,000 | 261,000 | 378,000 | 514,000 |
| Noninterest expense | 372,000 | 751,000 | 1,090,000 | 1,445,000 |
| Provision for loan losses | 0 | 0 | 0 | 10,000 |
| Pretax income | 372,000 | 730,000 | 1,150,000 | 1,525,000 |
| Income tax | 136,000 | 261,000 | 412,000 | 527,000 |
| Net income | 236,000 | 469,000 | 738,000 | 998,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,838,000 | 7,956,000 | 8,111,000 | 8,221,000 |
| Total capital | 8,234,000 | 8,359,000 | 8,514,000 | 8,625,000 |
| Risk-weighted assets | 39,327,000 | 39,554,000 | 40,687,000 | 43,597,000 |