Call reports 2002
FIRST NATIONAL BANK OF MORGAN, THE — 2002
What FIRST NATIONAL BANK OF MORGAN, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 50,206,000 | 50,034,000 | 51,856,000 | 53,787,000 |
| Total loans | 35,738,000 | 36,967,000 | 38,644,000 | 38,062,000 |
| Allowance for loan losses | 404,000 | 419,000 | 405,000 | 385,000 |
| Securities available for sale | 5,460,000 | 5,387,000 | 4,229,000 | 3,629,000 |
| Securities held to maturity | 2,996,000 | 2,988,000 | 2,926,000 | 2,969,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,533,000 | 42,245,000 | 43,844,000 | 45,824,000 |
| Interest-bearing deposits | 35,173,000 | 35,018,000 | 35,683,000 | 36,331,000 |
| Noninterest-bearing deposits | 7,360,000 | 7,227,000 | 8,161,000 | 9,493,000 |
| Equity capital | 7,313,000 | 7,506,000 | 7,671,000 | 7,792,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 856,000 | 1,714,000 | 2,561,000 | 3,403,000 |
| Interest expense | 288,000 | 537,000 | 780,000 | 1,016,000 |
| Net interest income | 568,000 | 1,177,000 | 1,781,000 | 2,387,000 |
| Noninterest income | 108,000 | 235,000 | 361,000 | 484,000 |
| Noninterest expense | 343,000 | 705,000 | 1,038,000 | 1,386,000 |
| Provision for loan losses | 0 | 0 | 0 | 25,000 |
| Pretax income | 333,000 | 707,000 | 1,104,000 | 1,460,000 |
| Income tax | 133,000 | 255,000 | 396,000 | 491,000 |
| Net income | 200,000 | 452,000 | 708,000 | 969,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,311,000 | 7,450,000 | 7,594,000 | 7,718,000 |
| Total capital | 7,715,000 | 7,869,000 | 7,999,000 | 8,103,000 |
| Risk-weighted assets | 36,372,000 | 36,949,000 | 37,953,000 | 38,046,000 |