Call reports 2025
SUNMARK COMMUNITY BANK — 2025
What SUNMARK COMMUNITY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 381,623,000 | 389,438,000 | 375,250,000 | 398,584,000 |
| Total loans | 272,749,000 | 287,830,000 | 285,608,000 | 286,392,000 |
| Allowance for loan losses | 6,446,000 | 6,387,000 | 6,393,000 | 6,375,000 |
| Securities available for sale | 15,163,000 | 15,168,000 | 15,210,000 | 15,045,000 |
| Securities held to maturity | 426,000 | 425,000 | 200,000 | 200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 326,903,000 | 332,950,000 | 316,532,000 | 345,046,000 |
| Interest-bearing deposits | 185,949,000 | 185,407,000 | 174,510,000 | 196,104,000 |
| Noninterest-bearing deposits | 140,954,000 | 147,543,000 | 142,022,000 | 148,942,000 |
| Equity capital | 49,201,000 | 50,819,000 | 52,581,000 | 47,600,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,874,000 | 12,190,000 | 18,814,000 | 25,225,000 |
| Interest expense | 722,000 | 1,446,000 | 2,199,000 | 3,025,000 |
| Net interest income | 5,152,000 | 10,744,000 | 16,615,000 | 22,200,000 |
| Noninterest income | 452,000 | 891,000 | 1,342,000 | 1,847,000 |
| Noninterest expense | 2,808,000 | 5,502,000 | 8,713,000 | 11,545,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,796,000 | 6,133,000 | 9,244,000 | 12,502,000 |
| Income tax | 90,000 | 180,000 | 270,000 | 452,000 |
| Net income | 2,706,000 | 5,953,000 | 8,974,000 | 12,050,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,758,000 | 52,442,000 | 53,855,000 | 48,735,000 |