Call reports 2023
SUNMARK COMMUNITY BANK — 2023
What SUNMARK COMMUNITY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 419,850,000 | 406,858,000 | 391,597,000 | 398,934,000 |
| Total loans | 285,772,000 | 280,225,000 | 285,177,000 | 282,358,000 |
| Allowance for loan losses | 5,619,000 | 5,824,000 | 6,068,000 | 6,245,000 |
| Securities available for sale | 50,763,000 | 37,488,000 | 36,856,000 | 28,466,000 |
| Securities held to maturity | 717,000 | 431,000 | 430,000 | 429,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 376,288,000 | 361,853,000 | 345,811,000 | 351,008,000 |
| Interest-bearing deposits | 320,264,000 | 191,955,000 | 187,243,000 | 196,560,000 |
| Noninterest-bearing deposits | 56,024,000 | 169,898,000 | 158,568,000 | 154,448,000 |
| Equity capital | 39,136,000 | 40,062,000 | 40,515,000 | 42,699,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,014,000 | 10,296,000 | 16,037,000 | 21,634,000 |
| Interest expense | 205,000 | 817,000 | 1,679,000 | 2,389,000 |
| Net interest income | 4,809,000 | 9,479,000 | 14,358,000 | 19,245,000 |
| Noninterest income | 522,000 | 1,190,000 | 1,680,000 | 2,449,000 |
| Noninterest expense | 2,846,000 | 5,279,000 | 8,084,000 | 10,844,000 |
| Provision for loan losses | 86,000 | 303,000 | 518,000 | 734,000 |
| Pretax income | 2,269,000 | 4,818,000 | 7,167,000 | 9,847,000 |
| Income tax | 75,000 | 255,000 | 395,000 | 388,000 |
| Net income | 2,194,000 | 4,563,000 | 6,772,000 | 9,459,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,539,000 | 42,469,000 | 43,220,000 | 44,552,000 |