Call reports 2019
SUNMARK COMMUNITY BANK — 2019
What SUNMARK COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 275,564,000 | 290,191,000 | 267,684,000 | 281,595,000 |
| Total loans | 190,583,000 | 197,279,000 | 196,632,000 | 195,145,000 |
| Allowance for loan losses | 3,925,000 | 4,026,000 | 3,626,000 | 3,512,000 |
| Securities available for sale | 20,313,000 | 23,383,000 | 22,345,000 | 22,528,000 |
| Securities held to maturity | 1,725,000 | 1,469,000 | 1,363,000 | 1,357,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 241,859,000 | 255,309,000 | 231,627,000 | 245,769,000 |
| Interest-bearing deposits | 199,780,000 | 211,104,000 | 189,354,000 | 200,271,000 |
| Noninterest-bearing deposits | 42,079,000 | 44,205,000 | 42,272,000 | 45,498,000 |
| Equity capital | 29,614,000 | 30,686,000 | 31,461,000 | 31,478,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,162,000 | 6,636,000 | 10,030,000 | 13,477,000 |
| Interest expense | 309,000 | 691,000 | 951,000 | 1,241,000 |
| Net interest income | 2,853,000 | 5,945,000 | 9,079,000 | 12,236,000 |
| Noninterest income | 722,000 | 1,659,000 | 2,844,000 | 3,393,000 |
| Noninterest expense | 2,688,000 | 5,510,000 | 8,489,000 | 11,356,000 |
| Provision for loan losses | 32,000 | 64,000 | 160,000 | 256,000 |
| Pretax income | 855,000 | 2,030,000 | 3,275,000 | 4,021,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 855,000 | 2,030,000 | 3,275,000 | 4,021,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,884,000 | 30,441,000 | 31,210,000 | 31,238,000 |
| Total capital | 32,213,000 | 32,846,000 | 33,582,000 | 33,640,000 |
| Risk-weighted assets | 184,708,000 | 190,761,000 | 188,516,000 | 191,078,000 |