Call reports 2016
SUNMARK COMMUNITY BANK — 2016
What SUNMARK COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 231,363,000 | 225,508,000 | 219,457,000 | 225,390,000 |
| Total loans | 148,801,000 | 151,656,000 | 153,234,000 | 149,868,000 |
| Allowance for loan losses | 3,489,000 | 3,564,000 | 3,610,000 | 3,439,000 |
| Securities available for sale | 22,507,000 | 21,913,000 | 21,262,000 | 20,066,000 |
| Securities held to maturity | 5,252,000 | 5,244,000 | 5,236,000 | 5,227,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 203,539,000 | 197,068,000 | 190,300,000 | 196,525,000 |
| Interest-bearing deposits | 131,530,000 | 125,394,000 | 121,580,000 | 131,244,000 |
| Noninterest-bearing deposits | 72,010,000 | 71,674,000 | 68,720,000 | 65,281,000 |
| Equity capital | 24,816,000 | 25,240,000 | 25,726,000 | 25,648,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,383,000 | 4,672,000 | 7,117,000 | 9,489,000 |
| Interest expense | 132,000 | 261,000 | 385,000 | 504,000 |
| Net interest income | 2,251,000 | 4,411,000 | 6,732,000 | 8,985,000 |
| Noninterest income | 478,000 | 1,056,000 | 1,547,000 | 2,193,000 |
| Noninterest expense | 1,859,000 | 3,813,000 | 5,890,000 | 8,080,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 795,000 | 1,558,000 | 2,218,000 | 2,852,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 795,000 | 1,558,000 | 2,218,000 | 2,852,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,638,000 | 25,093,000 | 25,481,000 | 25,870,000 |
| Total capital | 26,630,000 | 27,069,000 | 27,468,000 | 27,809,000 |
| Risk-weighted assets | 157,835,000 | 156,458,000 | 157,343,000 | 153,601,000 |