Call reports 2015
SUNMARK COMMUNITY BANK — 2015
What SUNMARK COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 226,109,000 | 228,960,000 | 222,286,000 | 230,095,000 |
| Total loans | 138,865,000 | 148,766,000 | 151,275,000 | 148,587,000 |
| Allowance for loan losses | 3,643,000 | 3,782,000 | 3,932,000 | 3,958,000 |
| Securities available for sale | 23,590,000 | 25,477,000 | 24,947,000 | 22,982,000 |
| Securities held to maturity | 5,073,000 | 5,378,000 | 5,369,000 | 5,261,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,831,000 | 202,311,000 | 194,954,000 | 202,736,000 |
| Interest-bearing deposits | 132,342,000 | 137,309,000 | 129,582,000 | 134,036,000 |
| Noninterest-bearing deposits | 67,489,000 | 65,002,000 | 65,372,000 | 68,700,000 |
| Equity capital | 23,391,000 | 23,536,000 | 24,104,000 | 24,161,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,139,000 | 4,479,000 | 6,853,000 | 9,205,000 |
| Interest expense | 146,000 | 300,000 | 442,000 | 577,000 |
| Net interest income | 1,993,000 | 4,179,000 | 6,411,000 | 8,628,000 |
| Noninterest income | 438,000 | 947,000 | 1,604,000 | 2,002,000 |
| Noninterest expense | 1,829,000 | 3,612,000 | 5,479,000 | 7,274,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 500,000 |
| Pretax income | 452,000 | 1,214,000 | 2,086,000 | 2,858,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 452,000 | 1,214,000 | 2,086,000 | 2,858,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,248,000 | 23,660,000 | 23,987,000 | 24,193,000 |
| Total capital | 25,155,000 | 25,660,000 | 25,960,000 | 26,144,000 |
| Risk-weighted assets | 150,836,000 | 158,237,000 | 155,890,000 | 154,083,000 |