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Call reports 2005

SUNMARK COMMUNITY BANK — 2005

What SUNMARK COMMUNITY BANK reported to the FFIEC in 2005, quarter by quarter.

PERIOD: 2005SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/d7ce9fc8-f9e4-42be-9aad-74847f1c7868/2005

Balance sheet

What the bank holds and owes at quarter end

Measure2005Q12005Q22005Q32005Q4
Total assets146,377,000143,661,000145,144,000147,966,000
Total loans115,134,000116,924,000119,284,000117,164,000
Allowance for loan losses2,342,0002,337,0002,347,0002,419,000
Securities available for sale9,321,0009,261,0009,118,00010,945,000
Securities held to maturity2,403,0002,403,0002,404,0002,291,000
Trading assets0000
Total deposits131,315,000124,971,000125,736,000130,955,000
Interest-bearing deposits104,753,00097,163,00095,967,000101,754,000
Noninterest-bearing deposits26,562,00027,808,00029,769,00029,201,000
Equity capital13,717,00014,291,00014,839,00015,282,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2005Q12005Q22005Q32005Q4
Interest income2,122,0004,333,0006,730,0009,370,000
Interest expense571,0001,147,0001,770,0002,458,000
Net interest income1,551,0003,186,0004,960,0006,912,000
Noninterest income374,000792,0001,269,0001,707,000
Noninterest expense1,154,0002,323,0003,599,0004,811,000
Provision for loan losses120,000200,000320,000440,000
Pretax income652,0001,456,0002,311,0003,369,000
Income tax225,000495,000796,0001,176,000
Net income427,000961,0001,515,0002,193,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2005Q12005Q22005Q32005Q4
Tier 1 capital13,860,00014,393,00014,947,00015,425,000
Total capital15,192,00015,760,00016,340,00016,803,000
Risk-weighted assets105,583,000108,398,000110,511,000109,174,000

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