Call reports 2003
FIRST NATIONAL BANK — 2003
What FIRST NATIONAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 131,201,000 | 130,932,000 | 137,335,000 | 142,021,000 |
| Total loans | 101,938,000 | 105,893,000 | 114,676,000 | 116,879,000 |
| Allowance for loan losses | 1,349,000 | 1,370,000 | 1,450,000 | 1,578,000 |
| Securities available for sale | 14,026,000 | 11,603,000 | 9,261,000 | 9,046,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,332,000 | 102,156,000 | 109,007,000 | 113,324,000 |
| Interest-bearing deposits | 84,043,000 | 88,869,000 | 97,297,000 | 102,288,000 |
| Noninterest-bearing deposits | 16,289,000 | 13,287,000 | 11,710,000 | 11,036,000 |
| Equity capital | 10,617,000 | 10,944,000 | 11,237,000 | 11,513,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,211,000 | 4,466,000 | 6,887,000 | 9,385,000 |
| Interest expense | 805,000 | 1,608,000 | 2,376,000 | 3,183,000 |
| Net interest income | 1,406,000 | 2,858,000 | 4,511,000 | 6,202,000 |
| Noninterest income | 217,000 | 485,000 | 714,000 | 887,000 |
| Noninterest expense | 1,003,000 | 2,087,000 | 3,171,000 | 4,382,000 |
| Provision for loan losses | 130,000 | 170,000 | 295,000 | 457,000 |
| Pretax income | 490,000 | 1,088,000 | 1,787,000 | 2,279,000 |
| Income tax | 172,000 | 420,000 | 653,000 | 854,000 |
| Net income | 318,000 | 668,000 | 1,134,000 | 1,425,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,552,000 | 10,866,000 | 11,226,000 | 11,502,000 |
| Total capital | 11,777,000 | 12,145,000 | 12,580,000 | 12,914,000 |
| Risk-weighted assets | 97,910,000 | 102,223,000 | 108,240,000 | 112,769,000 |
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