Call reports 2001
FIRST NATIONAL BANK — 2001
What FIRST NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 100,005,000 | 102,899,000 | 107,759,000 | 113,703,000 |
| Total loans | 62,387,000 | 65,165,000 | 71,362,000 | 77,677,000 |
| Allowance for loan losses | 599,000 | 566,000 | 658,000 | 891,000 |
| Securities available for sale | 22,415,000 | 23,466,000 | 24,471,000 | 21,224,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,179,000 | 78,871,000 | 82,403,000 | 86,519,000 |
| Interest-bearing deposits | 66,245,000 | 67,903,000 | 73,987,000 | 75,714,000 |
| Noninterest-bearing deposits | 9,934,000 | 10,968,000 | 8,416,000 | 10,805,000 |
| Equity capital | 7,869,000 | 8,211,000 | 8,704,000 | 8,544,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,046,000 | 4,310,000 | 6,633,000 | 9,056,000 |
| Interest expense | 1,102,000 | 2,203,000 | 3,334,000 | 4,409,000 |
| Net interest income | 944,000 | 2,107,000 | 3,299,000 | 4,647,000 |
| Noninterest income | 167,000 | 290,000 | 425,000 | 556,000 |
| Noninterest expense | 740,000 | 1,485,000 | 2,252,000 | 3,168,000 |
| Provision for loan losses | 213,000 | 213,000 | 338,000 | 633,000 |
| Pretax income | 167,000 | 718,000 | 1,186,000 | 1,663,000 |
| Income tax | 53,000 | 238,000 | 396,000 | 559,000 |
| Net income | 114,000 | 480,000 | 790,000 | 1,104,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,777,000 | 8,143,000 | 8,451,000 | 8,525,000 |
| Total capital | 8,376,000 | 8,709,000 | 9,109,000 | 9,416,000 |
| Risk-weighted assets | 68,161,000 | 72,309,000 | 76,266,000 | 79,055,000 |