Call reports 2025
BANK OF KAMPSVILLE — 2025
What BANK OF KAMPSVILLE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 123,592,000 | 126,339,000 | 124,990,000 | 129,533,000 |
| Total loans | 46,390,000 | 47,044,000 | 47,225,000 | 47,296,000 |
| Allowance for loan losses | 358,000 | 358,000 | 358,000 | 352,000 |
| Securities available for sale | 59,365,000 | 61,302,000 | 60,741,000 | 65,462,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,103,000 | 104,231,000 | 102,313,000 | 106,317,000 |
| Interest-bearing deposits | 73,768,000 | 75,925,000 | 76,026,000 | 78,433,000 |
| Noninterest-bearing deposits | 28,335,000 | 28,306,000 | 26,287,000 | 27,884,000 |
| Equity capital | 21,214,000 | 21,819,000 | 22,396,000 | 22,870,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,083,000 | 2,238,000 | 3,411,000 | 4,722,000 |
| Interest expense | 307,000 | 636,000 | 982,000 | 1,348,000 |
| Net interest income | 776,000 | 1,602,000 | 2,429,000 | 3,374,000 |
| Noninterest income | 103,000 | 219,000 | 329,000 | 445,000 |
| Noninterest expense | 690,000 | 1,317,000 | 2,015,000 | 2,711,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 189,000 | 504,000 | 743,000 | 1,108,000 |
| Income tax | 30,000 | 82,000 | 111,000 | 173,000 |
| Net income | 159,000 | 422,000 | 632,000 | 935,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,305,000 | 22,568,000 | 22,777,000 | 23,080,000 |
| Total capital | — | — | 23,135,000 | — |
| Risk-weighted assets | — | — | 58,214,000 | — |