Call reports 2023
BANK OF KAMPSVILLE — 2023
What BANK OF KAMPSVILLE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 123,810,000 | 123,712,000 | 122,095,000 | 122,639,000 |
| Total loans | 43,264,000 | 44,194,000 | 45,793,000 | 45,546,000 |
| Allowance for loan losses | 323,000 | 323,000 | 330,000 | 331,000 |
| Securities available for sale | 64,451,000 | 61,979,000 | 61,653,000 | 61,057,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,513,000 | 105,471,000 | 103,792,000 | 102,794,000 |
| Interest-bearing deposits | 77,215,000 | 77,302,000 | 74,848,000 | 74,593,000 |
| Noninterest-bearing deposits | 28,298,000 | 28,169,000 | 28,944,000 | 28,201,000 |
| Equity capital | 18,055,000 | 18,012,000 | 18,024,000 | 19,518,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 916,000 | 1,909,000 | 2,898,000 | 3,907,000 |
| Interest expense | 119,000 | 273,000 | 446,000 | 648,000 |
| Net interest income | 797,000 | 1,636,000 | 2,452,000 | 3,259,000 |
| Noninterest income | 97,000 | 199,000 | 300,000 | 399,000 |
| Noninterest expense | 634,000 | 1,182,000 | 1,784,000 | 2,428,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 260,000 | 653,000 | 968,000 | 1,230,000 |
| Income tax | 47,000 | 124,000 | 178,000 | 218,000 |
| Net income | 213,000 | 529,000 | 790,000 | 1,012,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,099,000 | 21,415,000 | 21,675,000 | 21,897,000 |
| Total capital | — | 21,738,000 | — | 22,227,000 |
| Risk-weighted assets | — | 60,994,000 | — | 59,838,000 |