Call reports 2020
BANK OF KAMPSVILLE — 2020
What BANK OF KAMPSVILLE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 113,549,000 | 116,439,000 | 117,331,000 | 119,784,000 |
| Total loans | 53,024,000 | 52,927,000 | 53,702,000 | 51,167,000 |
| Allowance for loan losses | 398,000 | 389,000 | 391,000 | 392,000 |
| Securities available for sale | 42,106,000 | 41,848,000 | 39,022,000 | 33,544,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,068,000 | 95,530,000 | 96,213,000 | 98,608,000 |
| Interest-bearing deposits | 71,931,000 | 73,695,000 | 74,727,000 | 76,172,000 |
| Noninterest-bearing deposits | 21,137,000 | 21,835,000 | 21,486,000 | 22,436,000 |
| Equity capital | 19,954,000 | 20,396,000 | 20,626,000 | 20,745,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 930,000 | 1,817,000 | 2,734,000 | 3,607,000 |
| Interest expense | 154,000 | 306,000 | 449,000 | 588,000 |
| Net interest income | 776,000 | 1,511,000 | 2,285,000 | 3,019,000 |
| Noninterest income | 89,000 | 193,000 | 304,000 | 415,000 |
| Noninterest expense | 566,000 | 1,126,000 | 1,664,000 | 2,293,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 299,000 | 578,000 | 925,000 | 1,141,000 |
| Income tax | 67,000 | 120,000 | 186,000 | 222,000 |
| Net income | 232,000 | 458,000 | 739,000 | 919,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,371,000 | 19,597,000 | 19,877,000 | 20,057,000 |