Call reports 2019
BANK OF KAMPSVILLE — 2019
What BANK OF KAMPSVILLE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 107,282,000 | 105,381,000 | 108,963,000 | 109,750,000 |
| Total loans | 51,423,000 | 52,264,000 | 52,908,000 | 53,152,000 |
| Allowance for loan losses | 375,000 | 376,000 | 380,000 | 395,000 |
| Securities available for sale | 36,560,000 | 35,875,000 | 37,942,000 | 40,261,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,284,000 | 85,794,000 | 89,084,000 | 89,746,000 |
| Interest-bearing deposits | 69,039,000 | 67,856,000 | 68,413,000 | 69,405,000 |
| Noninterest-bearing deposits | 19,245,000 | 17,938,000 | 20,671,000 | 20,341,000 |
| Equity capital | 18,699,000 | 19,203,000 | 19,480,000 | 19,633,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 909,000 | 1,834,000 | 2,723,000 | 3,678,000 |
| Interest expense | 133,000 | 272,000 | 415,000 | 567,000 |
| Net interest income | 776,000 | 1,562,000 | 2,308,000 | 3,111,000 |
| Noninterest income | 111,000 | 194,000 | 276,000 | 365,000 |
| Noninterest expense | 580,000 | 1,149,000 | 1,737,000 | 2,352,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 307,000 | 607,000 | 847,000 | 1,124,000 |
| Income tax | 68,000 | 128,000 | 174,000 | 226,000 |
| Net income | 239,000 | 479,000 | 673,000 | 898,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,684,000 | 18,924,000 | 19,118,000 | 19,343,000 |
| Total capital | 19,059,000 | 19,300,000 | 19,498,000 | 19,738,000 |
| Risk-weighted assets | 64,279,000 | 64,232,000 | 64,138,000 | 65,697,000 |