Call reports 2016
BANK OF KAMPSVILLE — 2016
What BANK OF KAMPSVILLE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 106,325,000 | 105,255,000 | 105,951,000 | 106,628,000 |
| Total loans | 54,088,000 | 54,017,000 | 54,941,000 | 53,508,000 |
| Allowance for loan losses | 466,000 | 472,000 | 479,000 | 461,000 |
| Securities available for sale | 34,960,000 | 34,509,000 | 36,153,000 | 34,318,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,873,000 | 87,380,000 | 88,056,000 | 89,341,000 |
| Interest-bearing deposits | 73,403,000 | 71,254,000 | 71,397,000 | 72,651,000 |
| Noninterest-bearing deposits | 15,470,000 | 16,126,000 | 16,659,000 | 16,690,000 |
| Equity capital | 17,014,000 | 17,391,000 | 17,477,000 | 17,139,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 884,000 | 1,759,000 | 2,643,000 | 3,533,000 |
| Interest expense | 141,000 | 279,000 | 419,000 | 558,000 |
| Net interest income | 743,000 | 1,480,000 | 2,224,000 | 2,975,000 |
| Noninterest income | 101,000 | 194,000 | 280,000 | 360,000 |
| Noninterest expense | 541,000 | 1,083,000 | 1,678,000 | 2,292,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 310,000 | 598,000 | 850,000 | 1,067,000 |
| Income tax | 89,000 | 158,000 | 221,000 | 275,000 |
| Net income | 221,000 | 440,000 | 629,000 | 792,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,703,000 | 16,922,000 | 17,111,000 | 17,274,000 |
| Total capital | 17,169,000 | 17,394,000 | 17,590,000 | 17,735,000 |
| Risk-weighted assets | 68,338,000 | 67,915,000 | 70,561,000 | 67,801,000 |