Call reports 2015
BANK OF KAMPSVILLE — 2015
What BANK OF KAMPSVILLE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 104,794,000 | 104,435,000 | 106,287,000 | 107,345,000 |
| Total loans | 54,275,000 | 55,369,000 | 56,116,000 | 54,677,000 |
| Allowance for loan losses | 497,000 | 496,000 | 481,000 | 461,000 |
| Securities available for sale | 38,823,000 | 36,634,000 | 37,156,000 | 34,699,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,013,000 | 87,638,000 | 89,139,000 | 90,190,000 |
| Interest-bearing deposits | 73,029,000 | 72,099,000 | 73,120,000 | 73,573,000 |
| Noninterest-bearing deposits | 14,984,000 | 15,539,000 | 16,019,000 | 16,617,000 |
| Equity capital | 16,356,000 | 16,428,000 | 16,769,000 | 16,869,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 890,000 | 1,788,000 | 2,700,000 | 3,594,000 |
| Interest expense | 155,000 | 302,000 | 450,000 | 596,000 |
| Net interest income | 735,000 | 1,486,000 | 2,250,000 | 2,998,000 |
| Noninterest income | 87,000 | 181,000 | 280,000 | 367,000 |
| Noninterest expense | 575,000 | 1,089,000 | 1,676,000 | 2,263,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 247,000 | 582,000 | 858,000 | 1,106,000 |
| Income tax | 68,000 | 165,000 | 233,000 | 285,000 |
| Net income | 179,000 | 417,000 | 625,000 | 821,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,039,000 | 16,278,000 | 16,487,000 | 16,682,000 |
| Total capital | 16,536,000 | 16,774,000 | 16,968,000 | 17,143,000 |
| Risk-weighted assets | 58,410,000 | 59,109,000 | 61,936,000 | 67,888,000 |