Call reports 2014
BANK OF KAMPSVILLE — 2014
What BANK OF KAMPSVILLE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 108,148,000 | 109,186,000 | 106,421,000 | 106,999,000 |
| Total loans | 54,065,000 | 54,836,000 | 55,651,000 | 54,695,000 |
| Allowance for loan losses | 456,000 | 465,000 | 477,000 | 491,000 |
| Securities available for sale | 40,864,000 | 41,358,000 | 39,899,000 | 36,458,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,541,000 | 93,074,000 | 90,120,000 | 90,512,000 |
| Interest-bearing deposits | 76,231,000 | 75,714,000 | 73,640,000 | 72,795,000 |
| Noninterest-bearing deposits | 16,310,000 | 17,360,000 | 16,480,000 | 17,717,000 |
| Equity capital | 15,305,000 | 15,765,000 | 15,978,000 | 16,175,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 922,000 | 1,857,000 | 2,813,000 | 3,747,000 |
| Interest expense | 174,000 | 344,000 | 511,000 | 677,000 |
| Net interest income | 748,000 | 1,513,000 | 2,302,000 | 3,070,000 |
| Noninterest income | 94,000 | 169,000 | 260,000 | 346,000 |
| Noninterest expense | 598,000 | 1,127,000 | 1,708,000 | 2,273,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 244,000 | 555,000 | 854,000 | 1,143,000 |
| Income tax | 63,000 | 145,000 | 225,000 | 299,000 |
| Net income | 181,000 | 410,000 | 629,000 | 844,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,319,000 | 15,566,000 | 15,804,000 | 16,037,000 |
| Total capital | 15,775,000 | 16,031,000 | 16,281,000 | 16,528,000 |
| Risk-weighted assets | 59,441,000 | 59,773,000 | 60,378,000 | 58,874,000 |