Call reports 2013
BANK OF KAMPSVILLE — 2013
What BANK OF KAMPSVILLE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 109,594,000 | 107,675,000 | 106,091,000 | 104,989,000 |
| Total loans | 56,658,000 | 56,253,000 | 56,126,000 | 55,187,000 |
| Allowance for loan losses | 470,000 | 434,000 | 425,000 | 445,000 |
| Securities available for sale | 34,676,000 | 37,846,000 | 37,329,000 | 37,401,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,851,000 | 92,529,000 | 90,747,000 | 89,750,000 |
| Interest-bearing deposits | 78,142,000 | 76,710,000 | 75,553,000 | 74,505,000 |
| Noninterest-bearing deposits | 15,709,000 | 15,819,000 | 15,194,000 | 15,245,000 |
| Equity capital | 15,198,000 | 14,886,000 | 15,088,000 | 15,105,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 973,000 | 1,940,000 | 2,918,000 | 3,873,000 |
| Interest expense | 213,000 | 418,000 | 616,000 | 803,000 |
| Net interest income | 760,000 | 1,522,000 | 2,302,000 | 3,070,000 |
| Noninterest income | 110,000 | 220,000 | 324,000 | 412,000 |
| Noninterest expense | 574,000 | 1,105,000 | 1,699,000 | 2,274,000 |
| Provision for loan losses | 0 | 0 | 0 | 20,000 |
| Pretax income | 296,000 | 637,000 | 927,000 | 1,188,000 |
| Income tax | 88,000 | 186,000 | 264,000 | 328,000 |
| Net income | 208,000 | 451,000 | 663,000 | 860,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,612,000 | 14,873,000 | 15,104,000 | 15,320,000 |
| Total capital | 15,082,000 | 15,307,000 | 15,529,000 | 15,765,000 |
| Risk-weighted assets | 60,447,000 | 60,754,000 | 60,690,000 | 59,750,000 |