Call reports 2012
BANK OF KAMPSVILLE — 2012
What BANK OF KAMPSVILLE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 107,039,000 | 106,090,000 | 107,650,000 | 107,682,000 |
| Total loans | 58,212,000 | 60,474,000 | 59,483,000 | 57,075,000 |
| Allowance for loan losses | 490,000 | 478,000 | 485,000 | 487,000 |
| Securities available for sale | 34,394,000 | 34,809,000 | 33,668,000 | 33,011,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,028,000 | 90,703,000 | 91,982,000 | 91,921,000 |
| Interest-bearing deposits | 77,176,000 | 76,906,000 | 77,200,000 | 77,280,000 |
| Noninterest-bearing deposits | 14,852,000 | 13,797,000 | 14,782,000 | 14,641,000 |
| Equity capital | 14,414,000 | 14,801,000 | 15,063,000 | 15,216,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,084,000 | 2,162,000 | 3,231,000 | 4,261,000 |
| Interest expense | 265,000 | 518,000 | 765,000 | 996,000 |
| Net interest income | 819,000 | 1,644,000 | 2,466,000 | 3,265,000 |
| Noninterest income | 105,000 | 225,000 | 315,000 | 410,000 |
| Noninterest expense | 537,000 | 1,056,000 | 1,634,000 | 2,196,000 |
| Provision for loan losses | 0 | 20,000 | 60,000 | 60,000 |
| Pretax income | 387,000 | 793,000 | 1,087,000 | 1,419,000 |
| Income tax | 127,000 | 256,000 | 340,000 | 440,000 |
| Net income | 260,000 | 537,000 | 747,000 | 979,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,812,000 | 14,108,000 | 14,336,000 | 14,586,000 |
| Total capital | 14,302,000 | 14,586,000 | 14,821,000 | 15,073,000 |
| Risk-weighted assets | 60,504,000 | 62,434,000 | 61,405,000 | 59,190,000 |