Call reports 2011
BANK OF KAMPSVILLE — 2011
What BANK OF KAMPSVILLE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 101,296,000 | 100,765,000 | 101,566,000 | 101,666,000 |
| Total loans | 57,730,000 | 58,680,000 | 58,694,000 | 58,847,000 |
| Allowance for loan losses | 501,000 | 492,000 | 486,000 | 488,000 |
| Securities available for sale | 31,612,000 | 32,830,000 | 32,257,000 | 32,407,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,454,000 | 86,412,000 | 86,903,000 | 86,864,000 |
| Interest-bearing deposits | 74,444,000 | 74,102,000 | 73,987,000 | 73,647,000 |
| Noninterest-bearing deposits | 13,010,000 | 12,310,000 | 12,916,000 | 13,217,000 |
| Equity capital | 13,311,000 | 13,830,000 | 14,149,000 | 14,324,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,121,000 | 2,240,000 | 3,363,000 | 4,472,000 |
| Interest expense | 301,000 | 588,000 | 872,000 | 1,141,000 |
| Net interest income | 820,000 | 1,652,000 | 2,491,000 | 3,331,000 |
| Noninterest income | 83,000 | 167,000 | 248,000 | 334,000 |
| Noninterest expense | 524,000 | 1,066,000 | 1,614,000 | 2,187,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 20,000 |
| Pretax income | 379,000 | 753,000 | 1,105,000 | 1,458,000 |
| Income tax | 126,000 | 244,000 | 351,000 | 459,000 |
| Net income | 253,000 | 509,000 | 754,000 | 999,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,935,000 | 13,208,000 | 13,472,000 | 13,734,000 |
| Total capital | 13,436,000 | 13,700,000 | 13,958,000 | 14,222,000 |
| Risk-weighted assets | 64,822,000 | 65,751,000 | 67,565,000 | 68,151,000 |