Call reports 2010
BANK OF KAMPSVILLE — 2010
What BANK OF KAMPSVILLE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 93,658,000 | 96,834,000 | 98,340,000 | 98,083,000 |
| Total loans | 58,854,000 | 60,384,000 | 60,493,000 | 59,880,000 |
| Allowance for loan losses | 552,000 | 561,000 | 478,000 | 533,000 |
| Securities available for sale | 24,144,000 | 27,599,000 | 27,809,000 | 28,903,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,221,000 | 83,151,000 | 84,316,000 | 84,315,000 |
| Interest-bearing deposits | 68,991,000 | 72,407,000 | 72,377,000 | 72,190,000 |
| Noninterest-bearing deposits | 11,230,000 | 10,744,000 | 11,939,000 | 12,125,000 |
| Equity capital | 12,737,000 | 12,986,000 | 13,321,000 | 13,258,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,165,000 | 2,342,000 | 3,546,000 | 4,724,000 |
| Interest expense | 360,000 | 719,000 | 1,072,000 | 1,406,000 |
| Net interest income | 805,000 | 1,623,000 | 2,474,000 | 3,318,000 |
| Noninterest income | 89,000 | 176,000 | 257,000 | 361,000 |
| Noninterest expense | 492,000 | 996,000 | 1,494,000 | 2,105,000 |
| Provision for loan losses | 50,000 | 60,000 | 70,000 | 98,000 |
| Pretax income | 352,000 | 743,000 | 1,167,000 | 1,476,000 |
| Income tax | 133,000 | 260,000 | 395,000 | 458,000 |
| Net income | 219,000 | 483,000 | 772,000 | 1,018,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,980,000 | 12,262,000 | 12,558,000 | 12,822,000 |
| Total capital | 12,532,000 | 12,823,000 | 13,036,000 | 13,355,000 |
| Risk-weighted assets | 63,269,000 | 67,016,000 | 66,206,000 | 65,778,000 |