Call reports 2009
BANK OF KAMPSVILLE — 2009
What BANK OF KAMPSVILLE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 91,945,000 | 93,060,000 | 91,783,000 | 93,408,000 |
| Total loans | 57,282,000 | 57,533,000 | 57,919,000 | 58,601,000 |
| Allowance for loan losses | 570,000 | 544,000 | 551,000 | 526,000 |
| Securities available for sale | 21,651,000 | 22,871,000 | 24,246,000 | 24,141,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,112,000 | 80,022,000 | 78,562,000 | 80,114,000 |
| Interest-bearing deposits | 67,744,000 | 69,054,000 | 67,755,000 | 67,947,000 |
| Noninterest-bearing deposits | 11,369,000 | 10,968,000 | 10,806,000 | 12,167,000 |
| Equity capital | 12,052,000 | 12,360,000 | 12,531,000 | 12,711,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,201,000 | 2,380,000 | 3,572,000 | 4,776,000 |
| Interest expense | 450,000 | 892,000 | 1,317,000 | 1,712,000 |
| Net interest income | 751,000 | 1,488,000 | 2,255,000 | 3,064,000 |
| Noninterest income | 88,000 | 221,000 | 318,000 | 399,000 |
| Noninterest expense | 492,000 | 983,000 | 1,524,000 | 2,069,000 |
| Provision for loan losses | 0 | 0 | 0 | 10,000 |
| Pretax income | 347,000 | 726,000 | 1,049,000 | 1,384,000 |
| Income tax | 111,000 | 230,000 | 327,000 | 446,000 |
| Net income | 236,000 | 496,000 | 722,000 | 938,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,285,000 | 11,562,000 | 11,667,000 | 11,902,000 |
| Total capital | 11,855,000 | 12,106,000 | 12,218,000 | 12,428,000 |
| Risk-weighted assets | 61,123,000 | 65,942,000 | 62,380,000 | 63,906,000 |