Call reports 2008
BANK OF KAMPSVILLE — 2008
What BANK OF KAMPSVILLE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 87,639,000 | 88,177,000 | 86,996,000 | 88,751,000 |
| Total loans | 55,773,000 | 57,471,000 | 58,934,000 | 58,804,000 |
| Allowance for loan losses | 577,000 | 573,000 | 501,000 | 540,000 |
| Securities available for sale | 17,659,000 | 20,089,000 | 19,623,000 | 19,827,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,753,000 | 76,154,000 | 74,798,000 | 76,276,000 |
| Interest-bearing deposits | 64,563,000 | 66,304,000 | 64,213,000 | 65,084,000 |
| Noninterest-bearing deposits | 11,190,000 | 9,850,000 | 10,585,000 | 11,192,000 |
| Equity capital | 11,068,000 | 11,326,000 | 11,577,000 | 11,832,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,266,000 | 2,511,000 | 3,769,000 | 5,017,000 |
| Interest expense | 556,000 | 1,055,000 | 1,520,000 | 1,982,000 |
| Net interest income | 710,000 | 1,456,000 | 2,249,000 | 3,035,000 |
| Noninterest income | 73,000 | 169,000 | 259,000 | 342,000 |
| Noninterest expense | 455,000 | 950,000 | 1,451,000 | 1,992,000 |
| Provision for loan losses | 0 | 0 | 0 | 105,000 |
| Pretax income | 328,000 | 675,000 | 1,057,000 | 1,280,000 |
| Income tax | 108,000 | 213,000 | 334,000 | 390,000 |
| Net income | 220,000 | 462,000 | 723,000 | 890,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,368,000 | 10,727,000 | 11,006,000 | 11,190,000 |
| Total capital | 10,945,000 | 11,300,000 | 11,507,000 | 11,730,000 |
| Risk-weighted assets | 56,040,000 | 60,110,000 | 60,984,000 | 59,917,000 |