Call reports 2007
BANK OF KAMPSVILLE — 2007
What BANK OF KAMPSVILLE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 85,550,000 | 84,564,000 | 84,519,000 | 85,104,000 |
| Total loans | 54,245,000 | 55,205,000 | 57,015,000 | 56,810,000 |
| Allowance for loan losses | 692,000 | 675,000 | 660,000 | 632,000 |
| Securities available for sale | 21,705,000 | 21,742,000 | 21,095,000 | 20,050,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,766,000 | 73,851,000 | 72,903,000 | 73,602,000 |
| Interest-bearing deposits | 64,086,000 | 64,478,000 | 63,114,000 | 63,098,000 |
| Noninterest-bearing deposits | 10,680,000 | 9,373,000 | 9,789,000 | 10,504,000 |
| Equity capital | 10,081,000 | 10,071,000 | 10,500,000 | 10,834,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,202,000 | 2,452,000 | 3,727,000 | 5,019,000 |
| Interest expense | 535,000 | 1,111,000 | 1,692,000 | 2,263,000 |
| Net interest income | 667,000 | 1,341,000 | 2,035,000 | 2,756,000 |
| Noninterest income | 77,000 | 156,000 | 224,000 | 302,000 |
| Noninterest expense | 426,000 | 876,000 | 1,317,000 | 1,844,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 318,000 | 621,000 | 939,000 | 1,211,000 |
| Income tax | 101,000 | 189,000 | 283,000 | 360,000 |
| Net income | 217,000 | 432,000 | 656,000 | 851,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,682,000 | 9,796,000 | 10,039,000 | 10,251,000 |
| Total capital | 10,374,000 | 10,471,000 | 10,699,000 | 10,883,000 |
| Risk-weighted assets | 55,686,000 | 58,854,000 | 58,215,000 | 57,955,000 |