Call reports 2006
BANK OF KAMPSVILLE — 2006
What BANK OF KAMPSVILLE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 86,408,000 | 82,580,000 | 84,279,000 | 82,446,000 |
| Total loans | 50,069,000 | 52,054,000 | 52,628,000 | 53,350,000 |
| Allowance for loan losses | 707,000 | 684,000 | 664,000 | 671,000 |
| Securities available for sale | 27,155,000 | 25,690,000 | 21,881,000 | 21,654,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,695,000 | 71,492,000 | 74,102,000 | 72,016,000 |
| Interest-bearing deposits | 67,082,000 | 62,524,000 | 65,506,000 | 62,795,000 |
| Noninterest-bearing deposits | 9,613,000 | 8,968,000 | 8,595,000 | 9,221,000 |
| Equity capital | 9,063,000 | 9,100,000 | 9,575,000 | 9,820,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,119,000 | 2,279,000 | 3,458,000 | 4,698,000 |
| Interest expense | 436,000 | 909,000 | 1,412,000 | 1,945,000 |
| Net interest income | 683,000 | 1,370,000 | 2,046,000 | 2,753,000 |
| Noninterest income | 58,000 | 110,000 | 181,000 | 249,000 |
| Noninterest expense | 419,000 | 848,000 | 1,289,000 | 1,779,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 322,000 | 632,000 | 941,000 | 1,226,000 |
| Income tax | 109,000 | 207,000 | 306,000 | 391,000 |
| Net income | 213,000 | 425,000 | 635,000 | 835,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,771,000 | 9,001,000 | 9,229,000 | 9,447,000 |
| Total capital | 9,418,000 | 9,624,000 | 9,893,000 | 10,118,000 |
| Risk-weighted assets | 50,915,000 | 49,027,000 | 54,175,000 | 54,216,000 |